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Waterfront properties in Vernon let you enjoy the extravagant Okanagan lifestyle to the fullest. Drink in the stunning shoreline and beaches year-round, revel in the aquatic playground during the summer months and savour the quiet tranquillity of the winter season.
Waterfront properties in Vernon let you enjoy the extravagant Okanagan lifestyle to the fullest. Drink in the stunning shoreline and beaches year-round, revel in the aquatic playground during the summer months and savour the quiet tranquillity of the winter season.
Waterfront properties in Vernon let you enjoy the extravagant Okanagan lifestyle to the fullest. Drink in the stunning shoreline and beaches year-round, revel in the aquatic playground during the summer months and savour the quiet tranquillity of the winter season.
When you work with us, you are always the most important member of the team. Our Realtors® are committed to giving you the best advice, tailoring the search to your priorities, and finding the perfect property that doesn’t compromise on your vision.
You won’t have to settle for anything less than your ideal property, high-end finishings, and a vibrant neighbourhood that truly makes you feel at home. No matter what your lifestyle requires, from backcountry access to retirement amenities, we will move mountains to find exactly what you’re looking for.
Whether you’re dreaming of a fully-maintained golden-years oasis, waterfront retreat, or lake view acreage, we have the local knowledge and community connections that will make it a reality.
Vernon is an excellent choice to enjoy the Okanagan’s four-season playground with extravagant holiday opportunities available 365 days a year.
Sparkling sandy beaches, world-class golf courses, champaign powder on Silver Star’s slopes, and a myriad of backcountry recreation can be all yours to enjoy.
Our team will work closely with you to refine what your ideal recreational property needs to be. Then we will use our local knowledge and networks to find you not just a holiday home, but the vacation destination you’ve always wanted.
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Pre-approved mortgages are not required, however, they do offer specific advantages for improving your position as a buyer. Mortgage pre-approval can define your budget, strengthens your standing with the seller by confirming your interest, and reduces the time between purchase agreement and closing,
Yes. Real estate is one of the most significant investments you can make, so you should have as much information as possible before making your buying decision. The cost of home inspections usually falls on the buyer, but it is tough to put a price on peace of mind. Make sure your inspection covers the following areas at least: Structural, environmental hazards, roof, EMP (electrical, mechanical, plumbing), and termite/wood damage.
Titles insurance falls into two categories: Lender’s title insurance & Owner’s title policy. The “Title” refers to the right to own a piece of property.
Lender’s title insurance is required by most banks when applying for a mortgage, as it covers the balance borrowed, protecting the banking institution from potential losses.
Owner’s title policies, commonly known as residential insurance, protect owners from the various factors that could stop you from selling your property, such as lawsuits, fraud, transactional errors.
Title insurance is only paid once, unlike most other insurance premiums, and the cost depends on several factors including, but not limited to, location, mortgage type, property type, and property value.
Home insurance, hazard insurance, and homeowners insurance are different names for insurance that covers private homes/property. Policies cover losses to the home, contents, personal possessions, and more. The depth of coverage varies depending on the policy. For example, a standard coverage policy might only insure your personal property and land value, while an extensive all-risk policy would insure against essentially everything from natural disasters to costs incurred by blocked gutters.
The GST is a Federal tax of 5% on the purchase price of a new home or a substantially renovated home. New home buyers can apply for a rebate of up to a maximum of 36% of the tax if the purchase price is $350,000 or less.
The Buyer is responsible for paying transfer fees as prescribed by the Property Transfer Act of BC amounting to a rate of 1% on the first $200,000 of the purchase price and 2% on the remainder up to and including $2 million. The PTT is 3% on amounts greater than $2 million. If the property is residential, a further 2% PTT is payable on the portion greater than $3 million.
The First Time Home Buyers’ program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home.
The newly built home exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home.
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We work to ensure your buying experience is tailored to your needs. From first time buyers to seasoned investors, our diverse and experienced team will help you navigate the process and find your dream home.
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