BUY YOUR PERFECT VERNON LUXURY HOME

Join a team that always has your best interests in mind. You can find the property of your dreams while our experts handle the heavy lifting.

A scenic view of a wooden dock extending over Lake Okanagan, with four Adirondack chairs facing the water, surrounded by mountains and a clear blue sky, reflecting the serene lakeside lifestyle in the Okanagan.

WATERFRONT HOMES

Waterfront properties in Vernon let you enjoy the extravagant Okanagan lifestyle to the fullest. Drink in the stunning shoreline and beaches year-round, revel in the aquatic playground during the summer months and savour the quiet tranquillity of the winter season.

A large, elegant luxury home overlooking Lake Okanagan, featuring expansive windows, a stone entrance, and lush greenery, showcasing the premium real estate options in the Okanagan Valley.

SCENIC VIEW HOMES

Discover the rarest sights of the North Okanagan with our selection of homes with scenic views. From distant mountain ranges to shimmering lakes and more of BC’s wonders, these vantage point homes offer the best views of the region; all yours to call home.

A modern luxury home with a spacious patio and private pool, equipped with lounge chairs and a hot tub, illustrating the luxurious amenities available in Okanagan homes.

VACATION HOMES

Whether it’s a seasonal getaway or a forever home, our selection of Vernon vacation homes offer everything you could ask for in a vacation property. Browse through homes with stunning views, walkable amenities and so much more in the Okanagan.

Luxury Home Purchasing

When you work with us, you are always the most important member of the team. Our Realtors® are committed to giving you the best advice, tailoring the search to your priorities, and finding the perfect property that doesn’t compromise on your vision.

You won’t have to settle for anything less than your ideal property, high-end finishings, and a vibrant neighbourhood that truly makes you feel at home. No matter what your lifestyle requires, from backcountry access to retirement amenities, we will move mountains to find exactly what you’re looking for.

Whether you’re dreaming of a fully-maintained golden-years oasis, waterfront retreat, or lake view acreage, we have the local knowledge and community connections that will make it a reality.

Luxury Vacation Properties Purchasing

Vernon is an excellent choice to enjoy the Okanagan’s four-season playground with extravagant holiday opportunities available 365 days a year.

Sparkling sandy beaches, world-class golf courses, champagne powder on Silver Star’s slopes, and a myriad of backcountry recreation can be all yours to enjoy.

Our team will work closely with you to refine what your ideal recreational property needs to be. Then we will use our local knowledge and networks to find you not just a holiday home, but the vacation destination you’ve always wanted.

Connect With VP3

Phone: 250.308.1888 | Email: info@vp3.ca

Phone: 250.870.2165

Email: kris@commercialbc.com

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What Our Clients Are Saying

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Frequently Asked Questions

Do I need a pre-approved mortgage?
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Pre-approved mortgages are not required, however, they do offer specific advantages for improving your position as a buyer. Mortgage pre-approval can define your budget, strengthens your standing with the seller by confirming your interest, and reduces the time between purchase agreement and closing,

What is title insurance?
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Titles insurance falls into two categories: Lender’s title insurance & Owner’s title policy. The “Title” refers to the right to own a piece of property.

Lender’s title insurance is required by most banks when applying for a mortgage, as it covers the balance borrowed, protecting the banking institution from potential losses.

Owner’s title policies, commonly known as residential insurance, protect owners from the various factors that could stop you from selling your property, such as lawsuits, fraud, transactional errors.

Title insurance is only paid once, unlike most other insurance premiums, and the cost depends on several factors including, but not limited to, location, mortgage type, property type, and property value.

What is home insurance?
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Home insurance, hazard insurance, and homeowners insurance are different names for insurance that covers private homes/property. Policies cover losses to the home, contents, personal possessions, and more. The depth of coverage varies depending on the policy. For example, a standard coverage policy might only insure your personal property and land value, while an extensive all-risk policy would insure against essentially everything from natural disasters to costs incurred by blocked gutters.

How much is GST in BC on new homes?
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Partial GST New Housing Rebate: Property purchases between $350,000 and $450,000 have partial rebates at a much lower amount. For homes valued between $350,000.00 and $450,000.00, the rebate is gradually reduced and is calculated by using the following formula: $6,300 x [$450,000 – the purchase price] / $100,000

Homes over $450,000 receive no GST New Home Rebate at all and are subject to paying the full 5% GST on the new home purchase.

What is the Property Transfer Tax?
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The Buyer is responsible for paying transfer fees as prescribed by the Property Transfer Act of BC amounting to a rate of 1% on the first $200,000 of the purchase price and 2% on the remainder up to and including $2 million. The PTT is 3% on amounts greater than $2 million. If the property is residential, a further 2% PTT is payable on the portion greater than $3 million.

What is the First Time Home Buyers’ program?
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The First Time Home Buyers’ program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home.

What Is The Property Transfer Tax Newly Built Home Exemption
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The newly built home exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home.

Are home inspections necessary for luxury properties?
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We highly recommend you hire an independent licensed home inspector.